eBucks and ARC Stores CAMPAIGN RULES

Date these rules were first published: 11 August 2026 Date these rules were last changed: N/A

Read these Campaign rules carefully. These Campaign rules ("rules") explain your rights and duties in connection with this Campaign. If you take part in this Campaign and/or accept any discount, these rules will apply to you, and you agree that the promoter(s) can assume that you have read and agreed to be legally bound by these Campaign rules. These terms and conditions must be read in conjunction with eBucks terms, conditions, earn rules and partner rules.

 

Campaign Name: FNB eBucks and ARC Stores Campaign ("Campaign")

 

 

Promoter(s) Name(s):

 

This Campaign is run by FNB-eBucks, a business unit within First National Bank, a division of FirstRand Bank Limited (Registration No. 1929/001225/06 ("eBucks")), an Authorized Financial Services and Registered Credit provider, having its principal place of business at 6 Merchant Place, 2nd Floor, 9 Fredman Drive, Sandton, Gauteng, South Africa.

 

This campaign is run in collaboration with ARC Stores.

 

In these rules we refer to the above promoter(s) as "the promoter(s)", or "us" or "we". We will refer to participants as "you".

 

 

The campaign:

 

FirstRand Group ("FRG") customers may get an exclusive discount of 20% on all full priced products (excluding Dyson products and SALE items) at ARC Stores, either online or instore, by spending R2000 or more on full priced items (excluding Dyson products and SALE items). Payment must be made using your qualifying FNB/RMB Private Bank Personal Virtual Credit Card to qualify for the discount.

 

FRG customers that meet the below criteria may qualify:

 

How to participate/enter?

 

Campaign starts on:

 

Campaign ends on:

 

Is there a limit on the number of times a customer can redeem?

 

• A minimum spend of R2000 per transaction must be processed on your FNB/RMB Private Bank Personal Virtual Credit Card to qualify.

• If your basket size is R2000 and you pay a portion using cash and/or eBucks, you will not qualify for the discount -you must spend a minimum of R2000 on your Virtual Credit Card to qualify

• Payment using eBucks as part or full payment will not qualify for the discount.

• Payment using cash as part or full payment will not qualify for the discount.

• The discount does not apply to any items on sale and Dyson products.

• The discount cannot be used in conjunction with any other promotions that ARC Stores may be running.

• The discount is valid on all full priced items sold by ARC Stores (excluding Dyson products and SALE items).

 

11 August 2026 at 00:00:0lam.

 

30 September 2026 at 11:59:59 pm.

 

The promoter(s) reserve the right to cut short or extend the Campaign by amending these rules.

 

 

The discount code can be redeemed more than once over the campaign period.

 

 

Eligibility: Who qualifies to take part?

 

Data Usage and Privacy Policy

 

General

 

Tax Implications

 

Rule Amendments

 

Contact for Enquiries

 

This Campaign is open to all FRG Personal clients who are legal residents of the Republic of South Africa and who are natural persons, 18 years of age or older at the time of redemption and has an FNB or RMB Private Bank Personal transactional account

 

 

Participants in the Campaign understand and agree that to offer the Campaign, we may collect and use personal information about participants. This personal information may include a participant's first name, last name, email address, mobile number and in certain instances your image. We will treat your information in total confidence and will not sell, share or rent this information to any other third parties. We may disclose information if required to do so by law or if it is required to protect the safety, rights or property of eBucks, our members, customers or the public.

 

No correspondence will be entered into regarding either this Campaign or these rules. In the unlikely event of a dispute, the promoter's decision shall be final. eBucks reserves the right to amend, modify, cancel or withdraw any aspect of this Campaign at its sole discretion at any time without notice or liability. eBucks cannot guarantee the performance of any third party and shall not be liable for any act or default by a third party. The laws of the Republic of South Africa govern this Campaign. If any provision or part of these rules is deemed void or otherwise unenforceable in law, then that provision or part shall be deemed excluded and the remainder of these rules shall remain in force. Any violation of these rules will result in the immediate disqualification of the transgressing participant from the Campaign. Participants may be invited to participate in Public Relations activities and other marketing and social media advertising initiatives organized by FNB because of this Campaign however, participants reserve the right to refuse such participation.

We will not be held liable for any misrepresentation caused due to a copy error, typing error and/or omission that may occur on any of our Campaign material.

 

IMPORTANT NOTICE: TAX IMPLICATIONS

 

We strongly recommend that You obtain independent professional advice regarding any tax implications arising from the receipt, transfer or spend of any prize/s, discount/s, awards and eBucks rewards obtained in respect of this incentive.

 

You are fully responsible for any tax implications arising from or associated with any receipt, transfer or spend of any prize/s, discount/s, awards and eBucks rewards due to You for participating in this incentive.

 

You agree that You will not hold Us, FNB or FirstRand Bank Limited ("the Bank") liable and You hereby fully indemnify the Bank, and hold the Bank completely harmless, against all damages, claims and fines made against You or the Bank, including all legal costs on an attorney-and-own-client scale, to the extent to which such damages, claims and fines arise out of or are connected to any taxation relating to Your receipt, transfer or spend of any prize/s, discount/s, awards and eBucks rewards or the charges in respect thereof.

 

These rules cannot be modified or superseded except by FNB, in its reasonable discretion, in a written revision to these rules posted on the FNB website and, at FNB' sole discretion, using other potential official competition communication methods reasonably calculated to reach a majority of potential participants. A copy of these Rules can be found on the FNB website.

 

0873203200 or via secure chat on the FNB APP

 

 

GENERAL RULES

• If you fail to comply with any part of these rules, you will be disqualified and you will forfeit any discount(s).

• Unless we say otherwise you must be at least 18 years old to enter.

• You are responsible for the tax associated with using or accepting any discount.

• You may not attempt to do anything to change the outcome of the Campaign in any way.

• The promoter(s) decision is final, and no correspondence will be entered into. This means you cannot appeal any decision by the promoter(s).

• The promoter(s) have the right to end this Campaign at any time. If this happens you agree to waive (give up) any rights that you may have about this Campaign and agree that you will have no rights against the promoter(s).

• The promoter(s) reserve the right to change the rules of the Campaign. The promoter(s) can change the rules of the Campaign throughout the duration of the Campaign. For convenience, only, the date on which these rules were last amended will be shown below the heading. It is your responsibility to check the rules for amendments.

• The clauses in these rules are severable. This means that if any clause in these rules is found to be unlawful, it will be removed and the remaining clauses will still apply.

• Where any dates or times need to be calculated in terms of this agreement, the international standard time: GMT plus two hours will be used.

• While the promoter(s) mayallowyou extra time to comply with your obligations or decide not to exercise some or all our rights, or waive certain requirements, the promoter(s) can still insist on the strict application of any or all of its rights at a later stage. You must not assume that this means that the rules have been changed or that it no longer applies to you.

• You must send all legal notices to FNB Legal, 3rd Floor, No 1 First Place, Bank City, Johannesburg, 2001.

• This Campaign and its rules will be governed by the law of the Republic of South Africa regardless of where you live or work, or where or how you enter